Terms and Conditions: Valentines Day 2019 Draw

This competition is being held by Ferratum Australia Pty Ltd (Australian Credit Licence 409512).


Conditions of Entry

To enter the competition to win a prize, you must:

  • Apply for a loan through www.ferratum.com.au between the 1st and 28th February 2019;
  • Be approved and have your loan paid out between the 1st and 28th February 2019; 
  • 18 years of age or older;
  • Agree with all of the Terms and Conditions on this page.
  • Agree with all of the Terms and Conditions of Flight Centre

Ferratum Australia’s lending criteria and Terms & Conditions apply. Please see here for Terms & Conditions of Flight Centre Gift Cards



Ferratum Australia Pty Ltd will select the winner from the eligible entrants.  Ferratum's decision on the winners of prizes is final, absolute and no discussion will be entered into. The winner can win only once; should a name be drawn who has already won a prize in this competition, the prize will be redrawn.

If at any point Ferratum believes that any winner entered fraudulently or that they provided false or misleading information to Ferratum the prize will be reallocated with no further discussion entered into. 

By accepting the prize, the winners acknowledge that his or her name(s), images, details and social media accounts may be used for publicity and marketing and promotional purposes. The entrant must notify Ferratum Australia on acceptance of the prize that they do not wish for this to occur.



The winner will be notified within 24 hours by the email address used on their winning loan application.  The winner will be asked to acknowledge receipt of the winning notification to confirm active email address.  If the winner acknowledges receipt of the winning notification from the email account used on their loan application, they will be deemed the winner of the competition.  These decisions are final. 

If no response is received by that person then the prize will be redrawn.  The winner will be announced on the Ferratum Facebook page.


Entry Exclusions

Entry is not open to the following:

  • Anyone under the age of 18
  • Ferratum management, employees or their immediate family
  • Ferratum suppliers and affiliates



There will be 1 winner.  The prize includes:

  • 1x Flight Centre Gift Card valued at $1000

All prizes will be drawn on Friday March 1st at 12pm AWST and the winner will be notified within 24 hours of the draw. The value of the prizes will not vary due to the winner’s location and preferred destination.  If prizes specified cannot be obtained, Ferratum reserves the right to substitute item of a similar price and quality.  



The competition will commence on February 1st 2019 and end on February 28th at 11.59am.

The winner will be drawn at the end of the promotional period at the Ferratum Australia Office. 



This competition is in no way affiliated with, endorsed by, or supported by Flight Centre. 

Ferratum Australia assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communication line failure, theft or destruction or unauthorized access to, or alteration of the promotion.