Small Loans from $500 to $1900 with Ferratum Australia


Small Loans Australia

No hidden fees. Easy repayments. Quick cash.



Small Loans from $500 to $1900 with Ferratum Australia

Loans - did you know they can be small?

When it comes to loans, sometimes we can think that they are for bigger personal purchases like houses, cars or holidays.  Loans that can go into tens of thousands of dollars, and need us to go and approach a big bank, with queues, lots of paper work, and long time frames.  And for small purchases, we can think that credit cards are the only option. There is an alternative to credit cards and big loans when you need a small amount.


What is a small loan?

In short, a small loan (also called a short term loan or cash loan) is a small personal loan that aims to help the applicant get by in the short term until they get paid or receive an income. These small loans range in length from about 3 months to 1 year and range in size from as little as $500 to $1,900. Many people are surprised that borrowing $500 is an option, however, many Australian's just need a little help from time to time financially. 

What’s more, a small loan can be used for anything - it doesn’t have to be an item like a new tablet, it might be a school trip that you hadn’t budgeted for or that dental bill thanks to a kid chipping their tooth while practising their parkour skills on the couch. 

Despite our best intentions, even if we have a budget we can all get caught out from time to time and need the help and support of a small cash injection. 

Here’s the lo-down on what a small loan looks like:

  • A small loan is a personal loan from $500 to $1900
  • Small loans can be provided to those with good or bad credit
  • With online small loans, the process can be done 100% online
  • Small loans can be provided to people who are employed or those who receive Centrelink benefits
  • Small loans can be used for personal expenses or emergencies, including paying bills or buying big-ticket items  - even tickets to see your favourite band!


Apply Now

Why would someone get a small loan? 

Small loans online are the perfect stopgap for any sudden expenses or unexpected bills that may pop up. 

Even if we are great at planning things, the timing can catch us off guard, or things can change and we can find ourselves a little bit short for the month.   Those moments where it feels like our letterboxes or inboxes get all the bills at once. Life is very unpredictable, and sometimes when that happens it can feel like we are drowning in bills - water, electricity, heating, car rego, insurance of every type. 

Those are also just the ongoing expenses, forget the unexpected things like a car breaking down or medical fees! These things pop up all the time and when life gets in the way we just have to get on with it and do the best we can, but there are always ways to get around a shortage of cash. Ferratum Australia helps thousands of Australians each week to get by until their next payday through small loans. applying for small loans is easy and takes only a few minutes. 


How do I get a small loan?

Getting a small loan has never been easier than it is right now. At Ferratum Australia, we have a 100% online system that cuts out any paperwork, queueing and middlemen from the process! This makes applying for a small loan super easy. All you need to do is click apply now, then:

  • Choose an amount between $500 and $1900
  • Fill in your details
  • Upload your bank statement using our secure and encrypted link

...and you're done!  It's that easy.


Can anyone apply for a small loan?

Yes, that's right! Anyone can. Anyone with access to the internet that is.  Small loans are that easy, you can complete your application on a small device, like a mobile phone, a tablet, or a computer.

That's one of the best things about Ferratum, one size does not fit all. No matter your history or current situation, we assess every application individually. 

We have helped so many people in Australia who receive Centrelink benefits, pensioners, unemployed people as well as those who are employed to get a small loan and get through until their next pay day.


Apply Now