Short Term Loans Australia


Short Term Loans Australia

No hidden fees. Easy repayments. Quick cash.



Why Borrow Short Term Cash Online?

Have you ever been short of money and just really needed a break?  Like you want someone to work a little magic and manage the money mayhem, make it all better?  Help you get through a tricky financial season? Financial stress and worry is something we are all bound to experience at some stage in life.  It's pretty unpleasant.  Normal happy positive and confident people can feel overwhelmed, and those feelings are common. Remembering that there are solutions and that this is short term stress can help, It can be a rather anxious and stressful period when you need the money and don't have too many options. 

If you find yourself in this situation, we can help with short term loans, Australia.

When those unexpected expenses  pop-up and you just need to get things sorted, but you don’t want to ask the in-laws,  a short term loan or cash advance at Ferratum, might be the right solution to help. We certainly understand that it's stressful, and that’s why we are here to make the process simple and easy. With Ferratum as your payday partner, there is no need to take out a large and time consuming personal loan from a bank and then have the cost hanging over your head for months or years afterwards. 

If your definition of a short term loan in Australia is an amount of $1900 or less to tide you over until the next payday so you can manage repayments, we are here to help.

Being stuck in a long term debt cycle with endless amounts of repayments (like credit cards that keep accruing interest) is not ideal when you need a short term loan or quick cash. While  credit cards or a personal loan from your bank can be the answer to your financial problems, both come with their particular problems and limitations. They can both be difficult and time-consuming to apply for, especially if you are a student, pensioner or have had some financial problems at some point in the past. Credit cards are also designed to keep you in a perpetual debt cycle and more than often lead to more spending and bigger problems on the financial front.

The advantage of a short term loan for Australians is that short term loans have a fixed end date to be paid back by.  This loan structure gives you a goal and an end date to help you stay on top of your finances. You can never borrow more mid term, adding an additional burden to your short term loan.  The goal is to reduce the stress. 

 If you want a short term loan with a fast and easy process, try applying for a loan with Ferratum tailored to your payday cycles. We help Australian's like you every day, so give it a try now. 


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Want to know what makes a Ferratum short term loans such a good option? 

We pride ourselves on making things simple, quick and easy for our customers, as we want you to spend as much time as possible doing things you love with people you care about. It’s why we have our application process fully online in Australia. You don't have to worry about leaving your house and finding a bank during working hours. Our online loan applications take only a few minutes to complete and a credit decision is made in moments. That means that once you get your short term loan approved your cash could be paid out to you within the hour (depending on who you bank with). 


Ferratum short term loans are 100% online

Our lending application is available 24 hours a day, 7 days a week. Applying for a short term loan with us is easy and takes a matter of minutes. Our application process is fully automated from start to finish.

Our short term loans have no hidden costs and your repayments are matched to your payday, helping you pay off your loan quickly and easily within your 3 to 12 month loan term.



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Questions about our Short Term Loans?

If this is a new option for you to consider when it comes to accessing cash fast, and not using the traditional lending methods of credit cards and personal loans from big banks, then the team at Ferratum are happy to help.

You can visit our Help Centre for any questions regarding Ferratum Australia, and our short term loan products. Our friendly customer service staff are here to help.