100% Online Cash Advance

Get Easy Online Cash with Ferratum

Online Loans - Ferratum Online Loan


Why use an Online Loan? 

Getting your hands on fast and easy cash has never been quicker or more simple than it is today with Ferratum's 100% online personal loan application process. We have simplified the application process for our customers so you no longer need to visit a bank to apply for a small loan!  That means that there's no hassle, no queueing at the bank on your lunch break, or taking time off just to apply for a simple short term loan. This also means that there's no need to even leave your house or provide your credit history when you apply for one of our loans. We never do credit checks and assess all of our loans on your current ability to repay, not on something that may have happened to you in the past (unlike many of the banks and some of our competitors). 

Parts of the old application process that are now in the past:

- Paperwork
- Photocopying
- Faxing documents
- Waiting in bank lines
- Posting documents
- Waiting to hear about credit decisions
- Waiting to receive for cash once you've been approved! 

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How We do things At Ferratum:

We're fully online - 24 hours a day, 7 days a week.

From beginning to end, our loan application process is completely and 100% online, which means that applying for a fast cash loan with us can be done from the comfort of your office or home without ever having to leave your chair! Ferratum loan applications can also be done on the move from your mobile or tablet device, in fact, hundreds of our customers each week apply and get approved using only with their mobile phones without even using a desktop computer. 

How Our Online Loans Work:

- At Ferratum, we can offer you short term cash solutions ranging from $500-$1900.
- The terms vary from 3 to 12 months, meaning that you’ll never be left with a long term debt.
- To get started, choose which of the options above suit you the best, then apply online. - Which is just a matter of filling in a simple online form. 
- Our fully online and automated system will give you an instant credit decision, so there's no waiting around to hear back about your loan application. 
- Once your loan application is approved, you could receive your money in as little time as 60 minutes.*
- You’ll be given a unique PIN to easily access another loan in the future if need be, either by going online or just by sending us a quick text. (Applying for a new loan with us is even easier if you are already an existing customer, it's just a case of logging in with your PIN and hitting a few buttons). 

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Try visiting our FAQ page if you still have any queries about how we do business or any of our exciting short term loan products, please don’t hesitate to get in contact with our friendly local service team via email: customercare@ferratum.com.au

*Transfer time may vary depending on your bank. Approvals outside of business hours will be dealt with the next business day.