100% Online Cash Advance


100% Online Loans

Get an Easy Online Loan Australia with Ferratum

No hidden fees. Easy repayments. Quick cash.



Wondering why you should use an Online Loan? 

Thanks to technology and the internet, Australians now have options outside of traditional banks and credit cards when it comes to accessing cash quickly and easily.

As a matter of fact, the team at Ferratum are bringing online loans to Australia with a simple, easy application process that can be completed in minutes, and answers returned quickly. 

Ferratum is 100% online for all of our  personal loan products, with an application process designed to save you time, and be completed from any device, in any location with internet access.

We value simplicity and that is why our customers don’t need to visit a bank to apply for a small loan! 


Online loans made easy, Australia.

That means that there's no hassle, no queueing at the bank on your lunch break, or taking time off just to apply for a simple short term loan

This also means that there's no need to even leave your house or provide your credit history when you apply for one of our loans. 

We assess all of our loans on your current ability to repay, not on something that may have happened to you in the past (unlike many of the banks and some of our competitors). 

It’s not that we don’t love history, and traditions.  We do.  

We want you to celebrate birthdays, anniversaries, and family camping trips without any surprise expenses throwing a spanner in the works.


But there are some traditions that we feel are better left in the past. Processes that don’t belong to the online loans world, like:

- Paperwork

- Photocopying

- Faxing documents

- Waiting in bank lines

- Posting documents

- Waiting to hear about credit decisions

- Waiting to receive cash once you've been approved! 

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Here’s how we do things at Ferratum Australia :

Whether you are at home in Australia, or in another part of the world, our loans are fully online 24 hours a day, 7 days a week.

From beginning to end, our loan application process is completely and 100% online, which means that applying for a fast cash loan with us can be done from the comfort of your office or home without ever having to leave your chair!   

Actually, if you are out driving your car, and find yourself stuck on the side of the road with a punctured tyre and an internet connection, you can still get your application done. That unplanned expense doesn’t have to throw shade on your otherwise sunshine-y day.

Ferratum loan applications can also be done on the move from your mobile or tablet device.  If you are waiting in the queue for your morning coffee, and looking for that little bit of cash to pay for the surprise school camp in Canberra, you can get your online loan done before someone calls order up!

In fact, many Australian customers apply and get approved using only their mobile phones.   They don’t even need a desktop or laptop to do it!


Here’s how our online loans work:

When you find yourself in need of some quick cash, and you want to manage your repayments, check out Ferratum.

  • At Ferratum, we can offer you short term cash solutions ranging from $500-$1900.
  • Our loan terms vary from 3 to 12 months, meaning that you’ll never be left with a long term debt, like what can happen with credit cards where you keep spending and repaying and spending and repaying.
  • If you want to get started, with an online loan, choose which of the options above suit you the best, then apply. 
  • Filling in a simple form online is easy to do, and our automated system will give you an instant credit decision, so there's no waiting around to hear back about your loan application. 
  • Once your loan application is approved, you could receive your money in as little time as 60 minutes.*
  • To access your cash loan, you’ll be given a unique PIN.
  • This will help you to easily access another loan in the future if the need arises.  You can do this by going online or just sending us a quick text. 
  • It means if you have been a customer with us before, applying for a new loan with us is even easier.  SImply get online, log in with your PIN, hit a few buttons and you are away! 


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If you are new to the whole online loans process, or new to Ferratum, why not visit our Help Centre for further information, or assistance from our friendly experts.

*Transfer time may vary depending on your bank. Approvals outside of business hours will be dealt with the next business day.