Fast online loans up to $1900


Microloans Australia

No hidden fees. Easy repayments. Quick cash.


What are Fast loans? 

We help thousands of Australians each week get cash fast with a Ferratum micro loan. Sometimes, life throws an unexpected curveball in your direction, leaving you in a financial predicament, and we need a way to manage it.

We all have busy lives that can have unexpected financial expenses at any time. Things like houses needing repairs, or an ipad being dropped by a child that needs a new screen, plus the fun events that catch by surprise.  

Weddings, baby showers, anniversaries, birthdays, surprise parties  – life goes on and sometimes we are not always prepared for it!


If you are unexpectedly caught short with a financial obligation before your payday, you may find yourself worrying about how to handle the situation. You may think you need to reach for the credit card, or apply for a big bank loan.  But a micro loan might be an option you aren’t familiar with. While credit cards and loans from the big banks might be beneficial, it really depends on your financial situation and credit rating, and how much time you have to wait.    One of the downsides of either option though is how slow they application processes are. They can take days, or even weeks to come back to you with a decision. Perhaps you spend time going through this process only for you to get an answer of no.  What to do then? Great news - micro loans can be completed online in micro time. 

Our fast micro loans are approved in minutes and payouts can reach your bank account is as little time as an hour!*

If you do need money fast so you can manage one of life’s surprises (good, bad or indifferent), know that you are not alone. We've all been there and we understand that sometimes life gets in the way.  When this happens, and the pressure is on, we need fast and easy access to cash. That's where Ferratum can help you. A Ferratum micro loan online could be a good solution.  If you are wondering what a micro loan looks like in dollar terms, you can expect the loan to be from $500 up to $1900. Wondering about the payback period?  Good question.  Repayment terms are flexible, with up to 12 months. The best part to take the stress out of your surprise situation?  We make the whole micro loan online process easy. Actually, it’s such a  fast process, because we’ve  made it simple and easy to do online.  You can apply from anywhere in Australia on your mobile phone or tablet and get a credit decision on the go. 



Apply Now


When you apply for a micro loan from Ferratum, there's no need to wait in line, set up any person to person meetings, have your credit file examined nor do any paperwork! Our 100% online system is easy to use and our loan terms are highly flexible.  If you don’t want to use the full 12 months, you can choose a micro loan term that starts at  3 months.

That’s right - we tailor the loan to your payday and your needs, so you don't have to worry about timing your repayments at all. If you are still wondering if this is the right solution for you, perhaps you’d like to know a little more about who we are, and what other customers who have used micro loans have to say about us.

Ferratum Australia - who are we?

Ferratum is one of Australia's largest and most trusted lenders in the micro loan industry.   We have over 10 years of experience, and value that we are trusted in the market, and we know this because of what our customers say. Here at Ferratum, consistently receiving outstanding reviews and feedback from our customers is something we take pride in. 


Micro Loans

If you want a quick and simple solution, apply for a fast loan from Ferratum. Our short term cash loans range from $500 to $1900. There are no credit checks involved with our fully 100% online processing system, as all applications are assessed by our scorecard - based on the information you provide us.  We never do credit checks so our streamlined process is super fast!

Once your micro loan is approved, you could have your funds in your bank account within an hour!* Your repayments are set up to coincide with your pay cycle, ensuring your loan is paid back easily and conveniently for you. If you want more information about any of our personal loan products, please visit the FAQ or Costs sections of our website. 

Next time you are caught short of some much-needed cash, try applying for a short term loan with Ferratum!


Apply Now

Questions About Our Micro Loans?

If you have any queries about Ferratum and our products, please visit our Contact Us page.

*Transfer time may vary depending on your bank. Approvals outside of business hours will be paid out the next business day.