Need Cash Fast? Learn About Our Quick Cash Loans

We offer short term cash loans of $100 to $1000 repayable over 16, 21 or 30 days. Repayments are made via Direct Debit. Applications are initially processed electronically to save time, making Ferratum more simple and easy to use than some others. We will tell you upfront what the full cost of your micro cash loan will be. There are no hidden charges.

A short term cash loans are also known as:

  • Microloans
  • Payday Loans
  • Small Cash Loans
  • Cash Advance Loans
  • Same Day Cash Loans

These loans can help with occasional cash flow problems or unexpected expenses. They can help tide you over for a few days or weeks. Instant cash loans can be used to supplement your income in between pay cheques, meaning your life doesn’t have to stop while you count down the days or weeks until payday – hence the term ‘payday loan’.

Using instant payday loans can avoid nasty overdraft charges or returned item fees on your bank account.  Our loan application system is quick and efficient, which means our customers get their cash loans the same day once we receive all required documents. We try and have a turnaround time of 15 minutes to issue a conditional approval making our service quick and easy, however this is only for the initial approval. We still need to sight your bank statements (90 days worth), proof of income and other documents to carry out the required assessment to give you full unconditional approval.

An instant cash advance is ideal when faced with an unexpected bill or an amazing bargain that you don’t want to miss out on.

An instant cash loan is often better than using your credit card.  You can’t fall in to the trap of just paying the minimum repayment which would keep you in debt for longer. You are only borrowing what you need. At Ferratum it is more than money, we take pride in the fast service we have to offer and with our Australian team you will always receive second to none in customer service.

If you’re ready to get started, apply online now and get approved in a little as 15 minutes right here!