Emergency Loans

Everyone has money woes at some point – unexpected costs, accidents, illness or spontaneous spending can have us feeling broke before payday.  That's when you can turn to Ferratum.


Emergency Cash for Unexpected Costs

When it comes to bills, they are rarely distributed evenly.  Some weeks you can feel like you’ve managed everything well, only for it to go to the pits next week.  It can often be those weeks where multiple cash demands can leave you with a cash emergency. 

Maybe you had budgeted to cover your dental costs for filling in a few cavities, but that winter heating bill is far more expensive than planned!  Or you had budgeted for all of your big bills and realise that you didn’t account for your phone bill; you have some savings to cover this unexpected bill but all of a sudden the family Labrador gets sick and you have vet costs to cover.  Or you’ve promised the kids a weekend camping trip and successfully budgeted for all the gear, but you drive halfway and blow a tire.  Car repair costs could not have come at a worse time!  Ferratum have emergency cash loans designed for situations like these.


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Emergency Cash for Expenses Outside of Your Control

Sometimes life just happens and some of us are hesitant to admit that we need some emergency cash.  Large events outside of your control can leave you in financial distress. 

For example, your landlord wants to sell the house you live in and suddenly you have to move; you find a nice place but don’t have the cash available for your bond until your current bond is returned in a few weeks.  This is far too late to secure somewhere to live, but how will you get cash for your rent bond? 

Death and illness are unpleasant and inevitable in life, and also have unpleasant costs associated.  For example, when someone passes away suddenly and you have to fly over for the funeral - flights and accommodation at the last minute has wiped out your savings.  You want to buy a beautiful floral wreath but that’s simply a few extra hundred dollars that you just don’t have… right now.

Or your daughter falls sick – there is no cost you would spare just to make her healthy again.  Treatments for her sickness seem to be working, but they have wiped out your savings and you dream of being able to buy her an iPad so she is more comfortable through her recovery.

If any of these situations feel familiar, you would understand the stress of a cash emergency.  Don’t waste energy getting stressed out, simply come to Ferratum for a quick emergency cash loan.  No need to drive, no need to get dressed, it’s 100% online for speed and convenience.


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Emergency Cash Loans for When Things Don’t Go To Plan

Sometimes it’s failure to stick to our budget that could leave us with a financial emergency.  Maybe you wake up from celebrating your best friend’s bucks night only to realise you somehow spent a whole lot more than you realised.  Then you remember you needed that cash to rent a suit and buy a decent pair of shoes for the wedding! 

Or you decide to visit your sister and she reminds you that your twin nephews are celebrating their birthday in 3 days’ time – and you don’t have any cash to buy decent gifts.

Your posh friends are going to a charity dinner to support children’s cancer and have invited you at the last minute.  In a desperate moment of weakness, possibly fuelled by a combination of pride and FOMO, you said you would be there.  You scrape together a few hundred dollars, just for the entry charge and splitting costs of transport with your friends, but you realise you don’t have a ball gown for the event. 

Don't go without, simply apply for a quick short term loan with Ferratum.  


If you’re on Centrelink, we can still help you.  We've helped hundreds of Centrelink recipients with their emergency cash. 

We never check your credit history, so those with bad credit history can also apply.


Apply now to solve your emergency cash problems today!