Quick Cash Loan or Cash Advance


Quick cash loans or cash advance.

No hidden fees. Easy repayments. Quick cash.



Australia, do you need a cash loan?

We all know a time when we have needed a little extra cash. It feels stressful, and like we are somehow failing at managing money.  It’s not necessarily the case. We can be really good with money, we just hit a little bump in the road.


Sometimes, it's a timing issue.  You know the ones. Where the gas bill that is quarterly, the electricity bill that is bi-monthly and the next instalment for your kid’s school camp fall due all on the same day. 

Sometimes it feels like everything on your house needs TLC  At. The. Same. Time. The reticulation goes. The roller door stops going up. The hot water system blows. Goodbye, emergency savings.  Hello stress levels.

Perhaps your situation is  that one day only sale from your favourite store happens when you notice the dog has developed a skin allergy and needs an injection…(vet bills - pets in general, are savings eating surprises).

Yep, Australia - our list of surprise expenses just list goes on! 


There are hundreds of these scenarios that each seem to pop-up at the least opportune moment.  

While most of these are trivial, what happens if the cash need is related to something a little more serious?

Say a loved one suddenly falls ill?

Luckily we have the majority of our medical expenses covered by Medicare here in Australia but there will always be a smaller overhead cost that has to be covered by you (think ambulance fees, that sort of thing).   

Want to know one of the main reasons behind needing a cash loan, Australia?  Our cars. 

We love to drive in Australia (no wonder given how big this country actually is..) but cars are one of the most common and overlooked expenses we have.

Petrol and diesel might be fairly easy to budget for, but our transportation of choice knows no end when it comes to surprises.  Breakdowns, servicing where there’s some weird part you’ve never heard of that needs replacing, registration, new tyres, cracked windscreens thanks to hailstones, insurance.. the list goes on! 

So what happens if something comes up and your funds are a little tight until your next payday? 

You need a solution right?  

If you wanted to eat nothing but 2-minute noodles for the rest of the month, well, that might work.  Fortunately, there are some very reasonable and easy options that can tie you over until your pay next clears in your account. 


Enter the humble cash-loan online. Australia’s get out of financial stress card.

With no more technology needed than a mobile phone, it's now as easy as filling in a simple form online to get instant cash deposited directly into your bank account. 

And you don’t have to provide details on your kid’s favourite superheroes and who Aunty Sharon barracks  for in the footy.

Our cash loan online applications are designed to be easy.  What’s more, they can be made from any computer, phone or tablet and the whole process, including the approval process, is finished in minutes. How cool is that!


In Australia, there are a number of lenders like Ferratum who offer types of cash loan (also known as online loans or short term loans) that are an easy and really viable way to cover these kinds of unexpected costs when they pop up. 

Don't let unnecessary stress get the better of you - instead of thinking you just need a quick cash advance on your paycheque, simply apply with Ferratum online directly for a cash loan and you could have the cash you need on it's way to your bank account in no time at all. 

Ferratum is here to help you out with unexpected financial shortfalls. We have flexible loan terms ranging from 3 to 12 months and can offer you quick cash loans from $500 to $1900.  Once approved, the cash can be in your account within an hour!*


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100% Online Quick Cash Advance

If you are worried about how you are going to pay your cash loan back, we have made that process easy, too.

We tailor your loan so that your repayments are set up to fit in with your pay cycle, ensuring you can always keep on top of your expenses and that nothing gets out of hand. 

In fact, we work very closely with our customers to ensure that they are comfortable with the repayments on their cash loans. 


We are one of Australia's more trusted lenders and help hundreds of people just like you, get access to instant cash when they need it each week.

Our fully automated application process takes minutes to complete and is assessed based on the information you provide us.


No hidden fees. Easy repayments. Quick cash.

Get cash quick!  Apply with Ferratum when you need a little help financially.


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Have a Question about a Cash Loan?

If you have any queries about Ferratum and our products, please do not hesitate to visit our Help Centre anytime.


*Subject to the processing times of your nominated financial institution.  Approved applications made outside of business hours will be paid next business day.