Upto $1000 When you need it.

Short until your next pay? Choose your Payday with us!

Our fully automated system gives you instant access to short term cash solutions.

Quick and Easy.

No Paperwork, No Meetings, No Judgement. Our easy to use fully online automated system is accessible 24/7 and only takes a few minutes to complete.

Instant Decisions - 24/7.

No need to wait for answers.

Our fully online system gives you an INSTANT decision. 24 hours a day, 7 days a week.

No Waiting Around.

During business hours, your loan should be available in your account within 60 minutes of approval!

Transfers may take a little longer outside office hours & times may vary for different banks.

No Sticky Situations.

Our loans are designed for short 16-30 day terms, meaning you don’t have to worry about getting into any sticky situations.

We`re Right Here.

Our friendly team located in Perth are always happy to help.
Contact them on
08 9358 5513 collections@ferratum.com.au
or via our Live Chat System (Just down on the right).

Applying with Ferratum just got even easier!

Along with our new website, we have partnered up with the Australian owned & operated company Credit Sense. These guys allow us to quickly grab a ‘read-only’ snapshot of your bank statements, and because their local you can be sure your data is safe and secure.


What does ANZAC Day mean to you?

We at Ferratum would like to know what ANZAC day means to you. 

Email us your ANZAC day stories to customercare@ferratum.com.au
Every participant will go into the draw to win a 48" LED HD TV delivered direct from us to you!

Terms & Conditions


Ferratum have done away with those pesky credit checks.

You can now apply to get some short term cash and actually be qualified on how you pay your bills now, not on how you paid them 3 years ago!
We will always look to find a reason to approve you rather than decline, and removing credit checks is just another step towards making your experience with us more convenient and enjoyable!

For more information on our credit check policy, please visit our FAQs page.