Applying with Ferratum just got even easier!

Payday Loans & Cash Loans Online from $100 - $1000

How much? $200

How long? 16 days

APR for a $250 loan over 2 weeks = 428.85%
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Credit fees and charges apply.

Loan amount
Loan term
16 days
Loan expenses
Total amount repayable

Cash On Your Mobile - 24/7

We are one of Australia's best truly mobile lenders, apply on your mobile to find our why! No matter what you're doing, if you've got your smartphone, get a loan. 

You're in safe hands.

We are one of Australia's leading short term lenders. Located right here in Australia but with the backing of a global lender through Ferratum Group. When you deal with Ferratum you can rest assured you're in safe hands. 

Quick Decisions - 24/7.

No need to wait for answers. We're here 24 hours a day, 7 days a week. 

Our fully online system and Australian based customer service team gives you a decision in minutes. 24 hours a day, 7 days a week, 365 days a year. 

Phone Problems

We are currently having technical difficulties with our phone lines which may mean you are diverted to an unmanned number. If this happens please try again or email 

We apologize for this inconvenience. We are working on rectifying this as quickly as possible. 

No Sticky Situations.

Our loans are designed for short 16-32 day terms, meaning you don’t have to worry about getting into any sticky situations.

9/10 Customers Would Recommend Us To Their Friends*

Easy approval process
Friendly customer service team
Fast and helpful loans, 24/7!



What Happens If I Can't Repay My Loan?

If you are struggling to repay your loan or you think you are going to miss a payment it is vital you contact our collections team as soon as possible.

Defaulting on payments can result in late fees and dishonour fees. It may also negatively affect your credit score. Be sure to make contact with us and we will do our best to avoid this occurring.

Our collections team are always willing to arrange a payment plan that is fair for all parties. 

No Renewal Fees

Our loans never automatically roll over and we do not offer refinancing of our micro-loans. If you want a new loan then you can log-in using your mobile and pin number. The application process is super easy for existing customers. 

Contact Us

Our friendly Australian team are here to help you:
08 9358 5551 

3/8 Welshpool Road, East Victoria Park

WA, 6101


What Is The Cost?

Our fee structure is: 
Establishment fee: (20% of amount borrowed)
Monthly fees: (4% each month)
The APR for a $100 loan for 22 days would be 398.18%
Loan amount: $100.00
Loan term: 22 days
Loan expenses: $24.00
Total amount repayable: $124.00
For more information about the allowable fees and charges for payday loans visit the MoneySmart website