Fast loans on the go!

Apply for an online loan and make your dreams come true.

 
 
How much do you need?

Weekly Repayment: $52.50. Minimum term: 3 months. Maximum term: 12 months. Maximum APR = 126.95%. Variable monthly fee: Min: 4%, Max: 48%.

Representative Example: Taking a 1000$ loan for 6 months, you will pay back: loan costs: 440$, APR: 41.82%, Fixed establishment fee: 20%, Monthly fee: 4%. Total amount to pay back: $1440.

Pick your amount

Pick your amount

Select how much you need using our simple loan calculator. From $500 to $1,900 up to 12 months

 

Apply online

Apply online

Our simple fast loan application takes just 10 minutes to complete with an instant online decision

 

Funds transferred

Funds transferred

Once your online loan is approved, your funds will be automatically deposited to your bank in under 24 hours

 

 

Affordable

Affordable and flexible

We're not your big bank, and you're more than just an account number to us. We're here to make affordable financial solutions available to all Australians.

 

See our costs >

 

 

World-class Customer Service

Service that truly cares

Our friendly Customer Service team is here to answer any questions you may have before and during your short term loan application.

 

Visit our Help Centre >

 

 

See why our customers love us

With happy customers all across Australia, it's hard to not feel loved!

 

 

 

Fastest deposits

Fastest deposits

We pride ourselves on having the fastest deposit times of any digital lender. Apply for an online loan and get money deposited directly to your bank account in as little as 1 hour.

 

See how fast >

 

 

Easy application

Easy loan application

Our quick loan application only takes 10 minutes, on any device, 24 hours a day. We'll give you an instant loans decision without leaving your couch.

 

Try It Now >

 

Apply for your loan today

Get your online loan decision in 10 minutes.

Latest blog posts

  • Christmas With Family - The Borders Are Open

    Christmas With Family - The Borders Are Open

    The holidays have always been a great time for families to come together and spend time with each other. Whether you celebrate Christmas, Hanukkah, Kwanzaa, or just like to celebrate no matter your... » Read more
  • How To Make A Christmas Budget

    How To Make A Christmas Budget

    The holidays are one of the best times of the year to show our appreciation for the people around us, and to celebrate friends and family, too. It’s been fondly called the season for giving, and for... » Read more
  • Deck The Halls This Christmas

    Deck The Halls This Christmas

    The Christmas season is upon us! If you love Christmas just as much as we do, these holidays are the perfect time to bring some much-needed cheer and fun to friends and family. While it’s been a... » Read more
  •  COVID-19 ISN’T CANCELLING CHRISTMAS

    COVID-19 ISN’T CANCELLING CHRISTMAS

    A GLOBAL VIEW ON CONSUMERS BEHAVIOUR AND PLANS FOR CHRISTMAS HOLIDAY CONTINUE TO REFLECT THE UNCERTAINTY OF COVID-19 CRISIS THE 13th EDITION OF FERRATUM‘S INTERNATIONAL CONSUMER BEHAVIOUR... » Read more