Fast and easy loans

Payday Loans & Cash Loans Online from $100 - $1000

How much? $200

How long? 16 days

APR for a $250 loan over 2 weeks = 428.85%
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Credit fees and charges apply.

Loan amount
Loan term
16 days
Loan expenses
Total amount repayable

Upto $1000 When you need it.

Short until your next pay? Choose your Payday with us!

Our fully automated system gives you quick access to short term cash solutions.


No Paperwork, No Meetings. Our easy to use fully online automated system is accessible 24/7 and only takes a few minutes to complete.

Quick Decisions - 24/7.

No need to wait for answers.

Our fully online system gives you a decision in minutes. 24 hours a day, 7 days a week.

No Waiting Around.

Fast cash paid directly into your bank account!

No Sticky Situations.

Our loans are designed for short 16-32 day terms, meaning you don’t have to worry about getting into any sticky situations.

We're Right Here.

Our friendly team located in Perth are always happy to help.
Contact them on
08 9358 5551

or via our Live Chat System (Just down on the right).


Important Notices

We are currently experiencing some technical difficulties with our telephone service provider. If you are unable to get through to our phone service, please direct any inquiries to Please allow some time for our reply as the emails will be busier than usual at the moment. We apologise for any inconvenience this may cause and ask that customers remain patient until we have the matter resolved.

We have recently changed our SMS service number to '0400 071 120'. Use this number if you are re-applying by text or confirming a loan. If you have any problems or questions, please re-apply online or send queries to

We are open 24 hours a day which means you can apply for a loan and have it approved any time of the day or night. Our 100% Australian based call centre has also extended it's hours to Monday to Friday 9:00am to 8.00pm (WST), Saturdays 9.00 am to 1.00 pm (WST) and Sundays 9.00am to 12.00pm (WST). 

No credit checks

You can now apply to get some short term cash and actually be qualified on how you pay your bills now, not on how you paid them 3 years ago!

Applying with Ferratum just got easier!

Along with our new website, we have partnered up with the Australian owned & operated company Credit Sense. These guys allow us to quickly grab a ‘read-only’ snapshot of your bank statements, and because they're local you can be sure your data is safe and secure.