Applying with Ferratum just got even easier!

Payday Loans & Cash Loans Online from $100 - $1000

Microloan

Up to $1000
  • Real Time Payouts
  • Short & Simple Payment Plans
  • No Hidden Fees

Choose your own payday and get cash, fast. Our most popular product with fast payouts and easy to understand loan terms. No paper work. No fuss.

PlusLoan Lite

Up to $1900
  • Larger Amounts
  • More Affordable Payments
  • Flexible Loan Terms

Get longer to repay and get more money - the best of both worlds. Getting larger cash loan has never been easier. 

Super-Fast Approvals

Get you answer faster with Ferratum. Our system is simple and automatic. Once you apply you get a decision in minutes. Find out if you could get approved now. 

 

 

No Paper, No Meetings

Ferratum Australia's system is 100% online. It even works great on your mobile or tablet. Give it a go and find out how easy it is to apply straight from your smart phone.  
 
 

What Happens If I Can't Repay My Loan?

If you are struggling to repay your loan or you think you are going to miss a payment it is vital you contact our collections team as soon as possible.

Defaulting on payments can result in late fees and dishonour fees. It may also negatively affect your credit score. Be sure to make contact with us and we will do our best to avoid this occurring.

Our collections team are always willing to arrange a payment plan that is fair for all parties. 

No Renewal Fees

Our loans never automatically roll over and we do not offer refinancing of our micro-loans. If you want a new loan then you can log-in using your mobile and pin number. The application process is super easy for existing customers. 

Contact Us

Our friendly Australian team are here to help you: 

customercare@ferratum.com.au
08 9358 5551 

3/8 Welshpool Road, East Victoria Park, WA, 6101

 

What Is The Cost?

Our fee structure is: 

Establishment fee: (20% of amount borrowed)
Monthly fees: (4% each month)
 
Example
 
The APR for a $100 loan for 22 days would be 398.18%
 
Loan amount: $100.00
Loan term: 22 days
Loan expenses: $24.00
Total amount repayable: $124.00
 
For more information about the allowable fees and charges for payday loans visit the MoneySmart website