Applying with Ferratum just got even easier!

Personal Loans & Cash Loans Online from $100 - $1900


Up to $1000
  • Real Time Payouts
  • Short & Simple Payment Plans
  • No Hidden Fees
  • FREE direct debits!

Choose your own payday and get cash, fast. Our most popular product with fast payouts and easy to understand loan terms. No paper work. No fuss.

PlusLoan Lite

Up to $1900
  • Larger Amounts
  • More Affordable Payments
  • Flexible Loan Terms

Get longer to repay and get more money - the best of both worlds. Getting larger cash loan has never been easier. 

Super-Fast Approvals

Get your answer faster with Ferratum, our system is simple, almost instant and automatic. When you apply for a cash loan you get a decision in only a few minutes. Apply to find out if you'll get approved for an onilne loan now. 


No Paper, No Meetings

Ferratum Australia's system is 100% online. It even works great on your mobile or tablet so you can apply for a cash loan on the go. Give it a try to find out how easy it is to apply for an online loan straight from your smart phone.  

24/7 Loan Applications

Get your cash fast and transferred as soon as possible once you finish applying for your cash loan. Depending on your bank, funds could be paid out to you within an hour of applying for one of our online loans.   


What Happens If I Can't Repay My Online Loan?

If you are struggling to repay your cash loan or you think you are going to miss a payment it is vital you contact our collections team as soon as possible.

Defaulting on payments on an online loan can result in late fees and dishonour fees. It may also negatively affect your credit score. Be sure to make contact with us and we will do our best to avoid this occuring.

Our collections team are always willing to arrange a payment plan for an online loan that is fair for all parties. 

No Renewal Fees On Our Online Loans

Our cash loans never automatically roll over and we do not offer refinancing of our micro-loans, which means that there are no renewel fees for you.

If you do want a new online loan then its easy enough, you can log-in to our website using your mobile and pin number and apply for a new micro loan.

The application process is super easy for existing customers and we should have you financed and ready to go in a few short minutes. 

Contact Us

Our friendly team are here to help you no matter what. Need a hand deciding on the best cash loan for you? Maybe you're having trouble making a payment on your online loan? Contact us anytime, for assisstance.
1300 433 772


7/8 Welshpool Road, East Victoria Park, WA, 6101