Get Cash Now. Pay Nothing 'til Payday.

Apply now for free.
Get Cash Now. Pay Nothing 'til Payday.

Apply now for free.

Loan amount

Loan term

 Available for existing customers only.
First loan for free.

Amount: 500.00 $
Term: 22 days
Expenses: 0 $
Total amount: 500.00 $


Super-Fast Approvals

Get your answer faster with Ferratum. Oour 100% online loan system means we can process your application faster than ever before. Fast decisions means fast approvals!




No Paper, No Meetings

Ferratum Australia's system is 100% online. It even works great on your mobile or tablet. Give it a go and find out how easy it is to apply straight from your smart phone.  


1 Hour Pay Outs

We know you need your cash fast and need it in your account with NO delays. If you bank with a major bank then you could have your money in your account and ready to use within an hour once paid out. Sometimes this depends on your banks processing times. 



What Happens If I Can't Repay My Loan?

If you are struggling to repay your loan or you think you are going to miss a payment it is vital you contact our collections team as soon as possible.

Defaulting on payments can result in late fees and dishonour fees. It may also negatively affect your credit score. Be sure to make contact with us and we will do our best to avoid this occurring.

Our collections team are always willing to arrange a payment plan that is fair for all parties. 

No Renewal Fees

Our loans never automatically roll over and we do not offer refinancing of our micro-loans. If you want a new loan then you can log-in using your mobile and pin number. The application process is super easy for existing customers. 

Contact Us

Our friendly Australian team are here to help you:

1300 4 FERRATUM (33772886)

7/8 Welshpool Road, East Victoria Park, WA, 6101


What Is The Cost?

Our fee structure is: 
Establishment fee: (20% of amount borrowed)
Monthly fees: (4% each month)
The APR for a $200 loan for 32 days would be 319.37%
Loan amount: $200.00
Loan term: 32 days
Loan expenses: $56.00
Total amount repayable: $256.00
For more information about the allowable fees and charges for payday loans visit the MoneySmart website